M&T Bank : Overdraft Protection Plans
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Understanding Overdrafts Ovedraft Protection Plans

Protect your finances and avoid returned checks and overdraft charges with M&T Overdraft Protection Plans.

Overdraft Protection Plans: M&T Credit Card, M&T Line of Credit, M&T Savings LinkWhat is Overdraft Protection?
With overdraft protection, available funds from your savings account, M&T credit card or an overdraft line of credit are automatically transferred to your checking account in the event you should overdraw. Our overdraft protection plans provide flexibility when paying bills. For one small fee each day there is a transfer, as opposed to per item charges. You will have the assurance of knowing that your transactions are covered in the event you do not have enough money in your checking account.

What Overdraft Protection Plans do you offer?

Savings overdraft iconSavings Overdraft
With a link from your savings account, you have the convenience of using
your own funds to cover your overdrafts.1,2
          Learn More

Visa Credit Card overdraft protection iconM&T Visa Credit Card
With an M&T Visa Credit Card we will transfer the amount needed to cover your 
          overdraft transaction up to your available credit limit.1,3
          Learn More

Overdraft Line Of Credit iconOverdraft Line of Credit
An M&T Overdraft Line of Credit provides the ability to apply for a line up to $25,000 and we will cover your transaction up to your available credit limit.1,4
          Learn More

1 Fees apply for the use of overdraft services.   See your line of credit, credit card, and deposit account agreements for complete details.

2 Regulations limit the number of certain types of withdrawals or transfers that can be made during any calendar month from your savings account.

3 You must have sufficient credit available on your M&T Visa Credit Card Account to be covered by overdraft protection.

4 Overdraft Line of Credit subject to credit approval. Not all borrowers will qualify. Other terms and conditions may apply. 

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice.  After an account is opened or service begins, its features and terms are subject to change at any time in accordance with applicable laws and agreements.

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