M&T Bank : Credit Cards
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Whether you’re looking for a great rate, a great rewards program, or other unique benefits, M&T has the credit card for you. Apply for an M&T Visa Credit Card today!

M&T Visa Credit Card   M&T Visa Credit Card
with Rewards
  M&T Visa Signature
Credit Card
M&T Visa Credit Card

Take advantage of our lowest rate.

  M&T Visa Credit Card with Rewards

Enjoy more rewards.

  Visa Signature Credit Card

Experience exclusive benefits.

 

The same great features of the M&T Visa Credit Card plus:

  • 11,000 bonus points after you spend $1,000 in the first 3 months; good for $100 cash3
  • 1 reward point for every $1 spent3
  • M&T Bank Rewards4
  • Choice of redemption options
 

The same great features of the M&T Visa Credit Card with Rewards plus:

Learn More   Learn More   Learn More

 

Servicemembers Civil Relief Act (SCRA)
Servicemembers may be entitled to benefits and/or protections that could ease financial obligations while on active duty.  Learn more >

1. Fees may apply to use of overdraft protection services.

2. Covers U.S. issued cards only. Visa Zero Liability Policy does not apply to ATM transactions or PIN transactions not processed by Visa. May not apply in other situations based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify us immediately of any unauthorized use and transaction at issue must be posted to your account before provisional credit may be issued. See your credit card agreement for more details.

3. The M&T Bank Rewards Program (“Program”) is subject to the M&T Bank Rewards Program Terms & Conditions (“Program Terms & Conditions”). You can obtain a copy of the Program Terms & Conditions and other information about the Program at www.rewards.mtb.com. This 11,000 bonus points offer is available if you open a M&T Visa® Credit Card with Rewards or M&T Visa® Signature Credit Card and use that Card to make at least $1,000 in Qualifying Purchases (as defined in the Program Terms & Conditions) within the first three (3) months after such Card is opened. Offer is limited to new M&T Visa® Credit Card with Rewards and M&T Visa® Signature Credit Card customers who are residents of the United States. Additional exclusions and terms apply. One 11,000 bonus points award per Program Account (as defined in the Program Terms & Conditions). Offer subject to change and/or discontinuation without notice. As part of the Program, you can redeem the 11,000 bonus points you receive for a $100 credit to your M&T Checking account or MasterCard gift card. M&T Visa® Credit Cards with Rewards and M&T Visa® Signature Credit Cards will receive 1 rewards point for every $1 spent on Qualifying Purchases (as defined in the Program Terms & Conditions), subject to change and/or discontinuation without notice.

4. Only M&T Cards issued to residents of the United States and in good standing may be eligible to participate in M&T Bank Rewards. Additional exclusions of cards may apply. You can obtain a copy of the Program Terms & Conditions and other information about the Program at www.rewards.mtb.com.

5. For M&T Visa Signature Credit Cards, (a) if the total dollar amount of Qualifying Purchases (as defined in the Program Terms & Conditions) in the previous Year (as defined below) using your M&T Visa Signature Credit Card is less than US$50,000, you will receive a yearly bonus of rewards points equal to 10% of the total dollar amount of such Qualifying Purchases; or (b) if the total dollar amount of Qualifying Purchases in the previous Year using your M&T Visa Signature Credit Card is equal to or more than US$50,000, you will receive a yearly bonus of rewards points equal to 35% of the total dollar amount of such Qualifying Purchases. (“Year” means (i) for your first year as a cardmember, the period beginning with your enrollment date through your December statement date of that same year and (ii) for each year thereafter, the twelve month calendar period). Your 10% or 35% bonus rewards points will be credited to your Program Account after the end of the relevant Year, either in February or March. This 10% or 35% bonus points offer is limited to M&T Visa® Signature Credit Card customers who are residents of the United States. Additional exclusions and terms apply. One 10% or 35% bonus points award per Program Account (as defined in the Program Terms & Conditions). Offer subject to change and/or discontinuation without notice.

 
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