M&T Bank : M&T Visa Credit Card
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M&T Visa Credit Card

M&T Visa® Credit Card

Put more green in your wallet

  • 0% Introductory APR on balance transfers for 12 months2
  • No Balance Transfer fee until March 31, 20161  
  • Variable APR's between 10.49% - 17.49% thereafter2
  • No Annual Fee
  • Global acceptance with chip technology
  • M&T Assurance: Have peace of mind using your M&T Bank credit card everywhere Visa® is accepted with:
    M&T Assurance logo
    • Fraud Prevention
    • Fraud Detection
    • Fraud Resolution

Apply Now:

Apply In Person In person at your local branch Apply Online Online through your Online Banking Account
(Log in to Online Banking and click "Open an Account" under the Accounts menu.)
Apply By Phone By Phone at 1-800-724-3222

Additional Services/Benefits of an M&T Bank Visa Credit Card:

  • Convenient access to your account - M&T Bank Visa Credit Cards give you a variety of account management options. Make payments, transfer funds or review account detail at any M&T Bank branch, M&T Bank ATM, by phone or via M&T Online Banking
  • Overdraft Protection - Link your M&T Bank Visa Credit Card to your M&T Bank checking account for overdraft protection2

1. This offer is only valid for new M&T Visa® Credit Card accounts. Introductory APR on balance transfers for the first 12 billing cycles. After 12 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on the Prime Rate. As of 2/1/16, the Annual Percentage Rate for purchases and balance transfers was between 10.49% and 17.49% for M&T Visa Credit Cards, between 11.49% and 18.49% for M&T Visa Credit Cards with Rewards and between 14.49% and 18.49% for M&T Visa Signature Credit Cards, depending on creditworthiness. Your rate for cash advances will be 22.49% and will vary with the market based on the Prime Rate. There is a $0 balance transfer fee until March 31, 2016, for all transfers made within 60 days of account opening; after that, a fee of 4% ($10 minimum) of the amount of each balance transfer will apply. A fee of $12.50 per day will apply to any overdraft transfers to a linked checking account. Your rate for overdraft advances will be 22.49% and will vary with the market based on the Prime Rate. A fee of 3% of each foreign transaction converted into U.S. dollars will apply. 

2. See pricing information for complete Terms & Conditions associated with M&T Bank Visa credit cards.

M&T Bank Visa Credit Card Agreement.

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