M&T Bank : M&T Credit Card Overdraft Protection
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M&T Visa® Credit Card Overdraft Protection
Get peace of mind with M&T Overdraft Protection.

You can avoid returned checks and overdraft charges on your M&T checking account by using your M&T Visa Credit Card, M&T Visa Credit Card with Rewards or M&T Visa Signature Credit Card for overdraft protection. By linking your M&T credit card to your M&T checking account, available funds from your credit card account are automatically transferred to your checking account when your checking account does not have available funds to cover checking account transactions.1

Visit your local M&T branch or call 1-800-724-2440 to link your M&T Checking Account to your M&T Visa Credit Card.

Apply Now

1. You must have sufficient credit available on your M&T Visa Credit Card Account to be covered by overdraft protection. Additional fees may apply to your use of overdraft services, please see your credit card agreement and deposit account agreement for details.

M&T Visa Credit Card Agreement.
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