Have peace of mind using your M&T Visa Credit Card in stores, on the web and over the phone knowing your card is protected by multiple layers of security from M&T Bank and Visa. You can feel confident about safety when you use your card knowing we are continuously working to prevent, detect and resolve unauthorized use:
M&T and Visa take proactive steps to ensure that your information isn’t used fraudulently, online or off.
- Verified by Visa®
Activating Verified by Visa gives your online transactions an extra layer of protection by allowing you to select a personal password that confirms your identity at the checkout of participating merchants.
- 3-Digit Security Code
If you make a purchase by phone or online, the code on the back of your M&T Visa Credit Card helps to confirm that the card is in your physical possession.
Visa’s best-in-class systems detect fraud in real time, while you’re shopping, so that action can be taken right away to minimize the impact.
- Real Time Fraud Monitoring
Visa uses sophisticated behavioral profile models to continuously monitor our network for disruptions in typical spending patterns so we can identify and respond to fraudulent activity immediately.
You’re covered in the event your card information is used to commit fraud. We’ll help you regain control of your account and safeguard it for the future.
- Visa Zero Liability Policy1
You’re protected against losses resulting from unauthorized use of your card whether the transaction occurs online or off.