M&T Bank : Frequently Asked Questions
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Frequently Asked Questions

At M&T, we understand that obtaining a mortgage can be confusing. To help guide you through this process, we have provided the answers to some of the common questions asked by our customers.

  1. What are discount points?
  2. What is Private Mortgage Insurance (PMI) used for?
  3. What is Title Insurance?
  4. What is the Truth-in-Lending Disclosure (TIL)?
  5. What is the Annual Percentage Rate (APR)?
  6. Will I receive a copy of my home appraisal?
  7. What happens if mortgage rates increase or decrease after I lock in a rate?
 
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