M&T Bank : Credit Score
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Do you know your credit score?Couple smiling after they checked their credit score.

  Your credit score is a critical part of your financial health.  Since your score can change frequently, it is important to stay up-to-date.

That’s why M&T Bank has partnered with Equifax® to bring you anytime access to your FICO® Score, provided by Equifax. 

For only $2.99/month you will be able to view your Credit Score page anytime when you log into M&T Web Banking®.  The page will display:

• Your current FICO® Score provided by Equifax, updated monthly
• Key factors affecting your score


     credit score sample page 

Stay on top of your credit health and enroll in Credit Score today!

Not enrolled in M&T Web Banking? Enroll Now

What is a FICO® Score?
A FICO® Score is a 3 digit number ranging from 300-850® that summarizes your credit risk, based on a snapshot of data in your credit report at a particular point in time. It helps lenders reliably and quickly evaluate the data in your credit report and estimate your credit risk. In other words, it helps lenders evaluate how likely you are to pay your credit obligations as agreed.

When you apply for credit, your FICO® Score influences the credit limit, interest rate, loan amount, rewards programs, balance transfer rates, and other terms that lenders will offer you. FICO® Scores are evaluated by lenders for a wide variety of credit products including: credit cards, mortgages, home equity loans, auto loans and student loans. And, the impact of a FICO® Score goes even further – your score may be evaluated when you apply for an apartment, a cell phone, cable TV and utility services.


FICO® is a trademark of the Fair Isaac Corporation. Other product and company names herein may be trademarks of their respective owners.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, its features and terms are subject to change at any time in accordance with applicable laws and agreements. Please see an M&T branch representative for full details.



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