M&T Bank : Web and Card Bill Pay
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Choose from two bill payment options to avoid late fees. M&T Web Bill Pay. M&T Debit Card Bill Pay.Woman reviewing payment options to avoid late fees.

Bills – we all have them. Every month we keep track, write checks, buy stamps and get them in the mail hoping to make the deadline and avoid late fees. But it doesn’t have to be that way. M&T Bank makes paying bills easier than ever with two convenient bill payment options.

The choice is yours. Get started with M&T Web Bill Pay, get started with M&T Debit Card Bill Pay, or find out more by calling 1-866-236-0431.

At M&T Bank, we understand you like choices. But which choice is right for you? With either bill payment option, you can avoid late fees and you’ll:

  • Have peace of mind
    When you set up automatic payments, there’s no need to worry about forgetting to make a payment
  • Avoid mailing delays
    When you make payments electronically, you’ll know your payments will be received when they’re due1
  • Save on postage
    The cost of stamps can add up faster than you think
  • Save time
    Pay your bills quickly and easily, in the comfort of your home and at your convenience

Additional Benefits:

Web Bill Pay:

  • Be protected with the
    M&T Web Bill Pay Guarantee

    Your payments will be delivered on time– or we’ll pay the late fee2
  • Enjoy the flexibility
    Send payments to anyone– even to those who might require a check including utilities, a landlord or babysitter

Debit Card Bill Pay:

  • Enjoy added security
    You’re covered with Visa’s® Zero Liability protection3

1. To ensure your payments are received when they are due, you should schedule a payment at least 5 days prior to its due date when using M&T Web Bill Pay and 24 hours prior to its due date when using your M&T Debit Card. In both cases, you must have sufficient funds available in your account.

2. You must schedule a payment at least 5 days prior to its due date and have sufficient funds available in your account. Your payment must be scheduled according to the requirements set forth in M&T’s Web Banking Terms and Conditions, otherwise, the guarantee will not apply. The maximum late fee payable under this guarantee is $50 per late payment. In the event your payee does not receive payment on time and charges you a late fee, contact Online Banking Support. M&T reserves the right to cancel the Web Bill Pay Guarantee at any time.

3. Visa's Zero Liability Policy covers U.S.-issued cards only, and does not apply to certain commercial card transactions, or to ATM, PIN-based or other transactions not processed by Visa, or if you are grossly negligent or fraudulent in handling your card or card number. Notify M&T Bank immediately of any fraudulent use. Certain unauthorized transactions require a cardholder signature prior to issuing provisional credit. See your cardholder agreement for more details or visit visa.com/security.

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