M&T Bank : ATM FAQs
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Can I use M&T Bank ATMs to make withdrawals free of charge?
Yes, all M&T Bank cardholders can use their ATM and debit cards to make withdrawals at any of our ATMs free of charge.
Where does M&T Bank have branches and ATMs?
M&T operates nearly 800 branches in Delaware, New York, Maryland, Pennsylvania, Washington, DC, Virginia, and West Virginia and over 1,500 ATMs in those same states, plus North Carolina and Ohio. Of these locations, more than 300 branches and nearly 500 ATMs are in the Mid-Atlantic Region. M&T is headquartered in Buffalo, New York, where it was founded in 1856 and has large corporate and operations facilities in many parts of its footprint, including in Baltimore, Maryland and Millsboro, Delaware.
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Can I make a deposit at a non-M&T ATM using my M&T Check Card or M&T ATM Card?
You may use your card to make deposits at M&T branded ATMs but you cannot make deposits at non-M&T ATMs. Visit our
to find a location nearest to you. For your convenience, we also offer a Bank by Mail Service.
What is the cut-off time for making a deposit at an M&T ATM?
Cut-off times for making deposits at M&T ATMs may be as early as noon for ATMs outside of Delaware and between 2pm-3pm for ATMs located in Delaware. Visit our
to find a location nearest to you. Also for your convenience, after August 29, 2011, you can sign up for M&T Web Banking. By enrolling in M&T Web Banking you will be able to transfer funds between your accounts on the same business date until 10pm ET.
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