M&T Bank : Mortgage FAQs
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Will the interest rate on my loan be changing?
The terms of your mortgage account will not change. However, the timing of certain services, such as when your mortgage escrow account is analyzed, may change after the conversion. If your mortgage has a fixed interest rate, it will not change. If your mortgage has an adjustable or variable rate, it may fluctuate in accordance with your existing loan documents.
I just mailed my payments to Wilmington Trust. Will they be processed?
If you sent your payment made payable to Wilmington Trust ahead of the mortgage conversion (7/16 and 8/1 mortgage conversion dates), it will still be accepted and processed. Customers have been sent account statement information including submission of future payments, to be sent to:
PO Box 62182
Baltimore, MD 21264-2182
Will the automatic deduction of my mortgage payment continue?
If you currently have your mortgage payment automatically deducted from your checking or savings account, this will continue. However, there will be a slight delay in the drafting of your August payment. Regularly scheduled drafts will resume in September.
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