Skip to Main Content

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

logo

M&T Signature® Credit Card

Use the M&T Visa® Signature Credit Card to earn points and redeem however you want - cash back, gift cards or travel.

Apply Now

Unlimited 1.5% cash back

  • Earn 1.5% cash back per $1 spent on every purchase.{{d1202*}}

No earning limits

  • All purchases are eligible to earn the same rate of cash back year-round with no rotating bonus categories or earning limits.{{d1202*}}

10,000 Point Offer

  • Earn 10,000 bonus points ($100 value) after $500 in purchases made in the first 90 days from account opening.{{d1202*}}

Low intro rate offer

  • 0% intro APR on purchases and balance transfers for 12 billing cycles from account opening (a 4% balance transfer fee will apply). Receive variable %% APR thereafter.{{d58*}}

No annual fee

  • Use your card year-round without paying an annual fee.{{d58*}} That's more savings for you. 

No foreign transaction fees

  • No foreign transaction fees when you travel outside of the U.S.{{d58*}}
Credit Card Rate Handler

Credit Card Data

VersionRDAPRLAPRHAPROAPRC
NOR2/1/202613.74%20.74%25.74%25.74%
REW2/1/202614.74%21.74%25.74%25.74%
SIG2/1/202617.74%21.74%25.74%25.74%
SCC2/1/2026NA20.74%25.74%25.74%