We’ve redesigned your statement with a new look.
You’ll see a fresh, clean design providing quick access to key information along with an easy-to-read layout to help you understand your accounts at a glance. If you receive your statements by mail, we’ve switched to an eco-friendly format that uses less paper by printing on both sides of the page. These changes are part of our commitment to improving your experience while also helping to conserve resources and lower environmental impact.
Here’s a helpful overview of where you can locate important information on your redesigned statement:
Personal Statement
Helpful at-a-glance contact information.
Summary of the account(s) you’ll find in this statement.
Information detailing your account activity and if applicable, checks paid.
Serial numbers are unique identifiers associated with a specific transaction – most commonly a check number – which help track individual checks and other payment items for record keeping fraud prevention and reconciliation.
Daily balance, often referred to as the available balance, represents the real-time amount of money you can spend or withdraw. It includes pending transactions that are authorized but not yet posted, such as debit card purchases or deposits in process.
Ledger balance is the official record of your account’s balance at the end of the previous business day. It includes all posted transactions – deposits, withdrawals, payments, and fees – that have been fully processed by M&T.
Business Banking/Commercial Statement
Helpful at-a-glance contact information.
Summary of the account(s) you’ll find in this statement.
Information detailing your account activity and if applicable, checks paid.
Daily balance, often referred to as the available balance, represents the real-time amount of money you can spend or withdraw. It includes pending transactions that are authorized but not yet posted, such as debit card purchases or deposits in process.
If you have any other questions, we’ll be happy to help.
Commercial
Contact your Relationship Manager or the Treasury Management Service Team
Monday – Friday, 8am – 6pm ET
