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Congratulations!
You're pre-approved for the M&T Visa® Signature Credit Card.

Use Your Special Program Code and Offer ID to Get Started.

OFFER ID: XXX
SPECIAL PROGRAM CODE: XXX

Get Started

Questions? Please contact Customer Service at 1-877-378-1276 for assistance.

Get the card that maximizes your savings and rewards all year long. 

  • Earn 15,000 bonus points with $500 in spend in the first 90 days of account opening{{d1360*}} 
  • Earn 1.5% unlimited cash back on purchase - every day, year in and year out {{d1360*}}      
  • 0% introductory APR on purchases and balance transfers for 12 billing cycles from account opening (variable APR between 18.49% and 22.49% thereafter){{d1361*}},{{d58*}}
  • Introductory 0% balance transfer fees for the first 60 days from account opening (4% of each balance transfer afterwards){{d1361*}},{{d58*}}
  • No annual fee{{d1361*}},{{d58*}}
  • No foreign transaction fees{{d1361*}},{{d58*}}
  • Exclusive Visa Signature benefits such as complimentary concierge service and more

Go to mtb.com/creditcard to see a full list of available credit card options.{{d1200*}}

This offer expires on December 20, 2025. Act Now!

M&T Visa card