Rest assured with M&T Assurance.®
Have peace of mind using your M&T Debit Card or M&T Credit Card in person, online, in-app, and over the phone knowing you're covered with M&T Assurance to help prevent, detect and resolve card fraud.
Your M&T Debit and Credit Cards are safer than carrying cash.
|Debit Card||Credit Card|
A 3-Digit SecurityCode on the back of your card helps provide Internet and phone security by helping to verify you’re in possession of your card.||X||X|
Visa Secure helps to confirm your identity when shopping online at participating merchants.||X||X|
Chip Technology encrypts card member information into a unique code.||X||X|
Real-Time Fraud Monitoring screens your account 24/7 to help you detect suspicious card activity outside your normal purchasing pattern.||X||X|
M&T AlertsDIS-70-DIS are security notifications delivered to you via text message and email when potentially suspicious activity occurs or your PIN is changed. ||X|
M&T Alerts are notifications of approved and declined transactions.||X||X|
Visa Zero Liability PolicyDIS-195-DIS helps protect you against unauthorized use of your card.||X||X|
Expedited Card ReplacementDIS-84-DIS gives you the option to get lost or stolen cards replaced quickly – in most cases, by the next business day.||X||X|
So whether it’s a bite to eat, groceries, gas or a cup of coffee, reach for your M&T Debit or Credit Card. You can rest easy knowing we’re working to defend against card fraud with M&T Assurance.
For more information on reporting your card lost or stolen, or replacing a damaged card, visit
Replace or Report a Stolen M&T Card