Welcome to the future of borrowing with M&T
We're introducing a new online application, which will make it easier than ever to apply for small business lending. Whether you’re looking for help with short-term cash flow needs, refinancing or growing your business, we offer a variety of funding options.
If you are a new customer, you must apply in person at a branch.
Apply for business funding in under 30 minutes
Our Available products
Business Access Line of Credit
Prepare your business for the unexpected with a revolving credit line that gives you the coverage you need, when you need it most.
Manage fluctuations in cash flow and access funds when you need them
Lines of $5,000 to $250,000 available in online application
Overdraft protection{{d1007*}}
Easy access to your BALOC
Competitive variable rates
Annual fees apply
Business Term Loan
A lump sum of capital provided upfront, repaid at regular intervals over a set period. Term loans can be great for investing in an expansion opportunity, purchasing equipment and machinery or funding renovations.
Secure short and intermediate-term financing
Loan amounts of $5,000 to $250,000
Up to 100% financing available based on qualifications
Flexible terms up to 5 years
Competitive variable and fixed rate options
Easy payment with auto-deduction from your M&T business checking account
- Online application currently only available for single-owner/sole proprietor for-profit businesses
- M&T Bank is an SBA-Preferred lender and SBA loan options may be available.{{d921*}}
- Interest rates are based on several factors including banking relationship, credit history and collateral
- Are not available to businesses located outside of Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia, or West Virginia at this time
Not ready to apply? We're here to help.
Call Us
Our team is always available to help you better understand your options.
Find a Branch
Come in any time to speak with one of our bankers about your lending needs.
Meet with Us
Book a time to meet in-person, video chat or talk on the phone, on your schedule.
