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You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.






Learn how real time payments can really benefit your company’s bottom line.



The Business Impact of Real-time Payments (RTP)

Real-Time Payments (RTP) is a new payment method launched by The Clearing House (TCH) that allows consumers and businesses to send and receive immediate payments, 24/7/365, directly from their bank accounts.

Besides the immediate funds availability benefit, RTP provides three beneficial features for both consumers and businesses:

  • Transparency. The ability for the immediate confirmation of the Payment
  • Cash Management. The ability to improve liquidity with immediate deposits
  • Messaging. The ability for consumers, businesses and Financial Institutions to send messages to each other


Ready to Get Started?

Contact your relationship manager, call 1-800-724-2240 or visit your local branch to learn how.









Real-Time Payment Frequently Asked Questions

  • Is Real-Time Payments (RTP) just about faster payments?
  • While speed is a key benefit, real-time payment confirmation and messaging capabilities also provide the ability to include more information with the transaction, such as extended payment data. RTP also facilitates enhanced messaging between participants such as invoicing (using Request for Payment), user acknowledgement of the payment, and user inquiry about the payment (using Request for Information).

  • What is a scenario where RTP is effective?
  • Last minute payment to capture a discount:

    • The customer notices an invoice which has a discount if paid immediately
    • The user logs into online banking and completes the payee name, payee’s bank routing number, payee’s account number, and amount, then clicks the Make Payment button
    • The payment is sent immediately and received by the payee within 15 seconds. A notification to the receivables manager is immediately sent that the payment was received

  • What are the differences between RTP and same-day ACH?

  • Real-Time Payments
    Same-Day ACH Wire
    Typical Funds Availability
    Immediate​During transaction day​Immediate​
    Information AvailabilityImmediate​​End of day​End of day
    Processing24x7x365​During business hours​During business hours​

  • What types of transactions are eligible for RTP?
  • ​Currently, US based (domestic) credit transactions up to $25,000 per item are eligible.

  • Does RTP only process business-to-business (B2B) transactions?
  • No, the RTP system supports consumer, small business, and commercial transactions.