Deposit Services
Let M&T Bank help you efficiently conduct transactions on your business deposit accounts and manage your organization’s liquidity needs, both short and long term. We provide a full suite of deposit options - checking, savings, money market or CD.
Checking Accounts
Choose between two commercial checking account options and decide whether you'd prefer to earn interest or generate earnings credit rate to offset service charge.
Corporate Checking
Analyzed, tiered, non-interest-bearing checking account
Provides earnings credit rate to reduce or offset service charges
FDIC coverage1
Fully integrated with Treasury Management services
Corporate Checking with Interest
Analyzed, tiered, interest-bearing checking account
Competitive interest rates
FDIC coverage1
Fully integrated with Treasury Management services
Money Market Savings & Time Deposits
Get competitive rates and flexible terms on money market savings accounts2 that can help your business reach its savings goals.
Commercial Money Market Savings
Tiered interest rates for savings balances
Competitive variable interest rates based on tiered balance
FDIC coverage1
Includes eStatements for more efficient access to your statements
Corporate Checking with Interest
Analyzed, tiered, interest-bearing checking account
Competitive interest rates
FDIC coverage1
Fully integrated with Treasury Management services
Time Deposits
Option of locking in a fixed interest rate between 7 days and 10 years
Competitive fixed rates
FDIC coverage1
Includes eStatements for more efficient access to your statements through our delivery channel
Escrow Services
Save time and operating costs with escrow services – benefits include tax reporting, online management and unlimited sub-accounts.
Lease Security Deposit Account
Designed for landlords who act as trustee for tenant security deposit funds.
Master Escrow Deposit Account
Designed for professionals who act as trustee for client funds – such as attorneys, title companies, home builders, co-op/condo associations and funeral homes that hold funds in trust for clients.
Corporate & Institutional Escrows
Designed for professionals who want the bank to act as the escrow agent where funds are only released per a specific solution - either simple or highly-customized.
Personal Mortgage Escrow
Designed for homeowners looking to manage escrow payments to pay property taxes, homeowner's insurance and flood insurance.
Benefits of Escrow Services
Unlimited number of sub-accounts per master account
Checks for disbursement directly from the master account
Monthly combined statement summarizing account balances and interest for all sub-accounts
A comprehensive audit trail, including 1099 tax reporting, managed by M&T
Online sub-account management via Escrow Online
Start Saving Today
Call 1-800-724-2240 to speak to a Commercial Service Team Representative M-F, 8am-6pm ET, or call your M&T Relationship Manager directly. Or stop by your closest M&T branch.
