Is an Adjustable Rate Mortgage (ARM) right for you?
M&T offers adjustable rate options for many of our mortgage products. Our Loan Officers are here to help determine if an ARM may be right for you.
What you should know about ARMs
An ARM may be the right choice if you:

Plan to stay in your home short term
Need to increase your cash flow
Want to pay off your mortgage

We’re with you every step of the way.
Buying a home can be stressful. That’s why we’re here to help answer questions and keep the process moving, so you can focus on what matters most.
Mortgage application processDisclosure:
- This information is being provided for informational purposes only and is neither a loan commitment nor a guarantee of any interest rate. If you choose to apply for a mortgage loan, you will need to complete our standard application. Our consideration for approval of your mortgage loan application will include verification of the information obtained in connection with your request, including but not limited to income, employment, asset, property value and/or credit information. Our loan programs are subject to change or discontinuation at any time without notice. Not all products are available in all states. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense. Interest rates are subject to change without notice.