M&T Debit & Credit Cards with Chip Technology
Your security is one of our top priorities. That’s why M&T Debit and Credit Cards feature the enhanced security of chip technology.
Chip cards, also referred to as EMV cards or Smartcards, contain embedded microprocessors that strengthen transaction security and provide other encryption capabilities that traditional magnetic stripe cards can’t offer. They are the global standard because of their ability to reduce incidents of counterfeit fraud when used at a chip-enabled terminal.
You can use your M&T Debit or Credit Card with chip technology at millions of locations worldwide, with or without chip technology.
Enhanced Security – Worldwide
Receive a card with an encrypted microchip that will help protect you from fraud and counterfeit transactions when used at a chip-enabled terminal. The chip also allows you to pay at international merchant locations where chip cards are the standard. Over the next several years, more chip terminals are expected to appear at merchant locations and ATMs throughout the United States.
Experience yet another layer of security for your M&T Debit or Credit Card with a PIN that only you know. You may be asked to enter your PIN when using your new M&T Debit or Credit Card at a chip-enabled merchant terminal. If you already have a PIN associated with your M&T card, you can keep it or set a new one.
Request your chip-enabled card
Don’t wait until your card expires to add an extra layer of security. Contact us today.
Visit a branch
- Call 1-800-724-2440 (personal banking customers)
- Call 1-866-279-0888 (credit card customers)
How It Works
Review Chip Card FAQs
- Retail customers call 1-800-724-2440 (Monday–Friday, 6am–9pm and Saturday-Sunday, 9am-5pm ET)
- Business customers call 1-800-724-6070 (Monday-Friday, 6am-9pm and Saturday-Sunday, 9am-5pm ET)
- Credit Card customers call 1-866-279-0888 (Monday-Friday, 6am-9pm and Saturday-Sunday, 9am-5pm ET)