Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.





Older man and woman holding a jar full of money with a label that says Savings.

Evaluating Your Current Savings Plan

​Is your current savings plan helping you reach your goals? Learn how to make the most of your savings strategy, and then visit your nearest branch to put your plan to work.




​​​​​​Is your savings strategy on track?

It's important to get an early start when saving for the future, but as life changes, so do many people's needs and priorities. By knowing exactly where you are and where you want to be, you'll be better prepared to make financial de​cisions that can help you reach your goals.

​​Identify your goals.

The first step is to take a closer look at each specific savings goal. Ideally, it should be one that you can visualize and believe is achievable within your budget, so you're more committed to making it happen. Then you'll need to determine if your current plan is allowing you to save enough to achieve it. 

​​Ask yourself:

  • What are you saving for?
  • Is your savings goal short-term or long-term?
  • How much money do you need?
  • Do you need the money by a specific or target date?
  • What is the total amount you currently have in savings?

Then, by forecasting your routine deposit activity, interest rate and current balance, you'll have a better idea of whether your current savings plan is sufficient. 

​Need help?

An M&T Bank Relationship Banker can help you run the numbers to estimate the future value of your account. Schedule an appointment at your local branch.​

​​​Consider recent or upcoming milestones.

An in​come change, new expenses, marriage, kids, college – any life milestone can prompt a need for a change to your savings plan or require you to set up additional accounts. 

​You ​may want to:

  • Establish an emergency fund to reduce financial worry
  • Move money into an account that yields higher interest rates
  • Allocate a higher percentage of your salary for retirement
  • Create savings accounts for your children
  • Set up multiple accounts with separate beneficiaries
  • Monitor distinct savings goals with nicknamed accounts

​​Paying yourself first can pay off, even if you start small.

Many people think they should wait until they have plenty of extra money before they can start saving. But putting off the savings habit can damage your earning potential. Start today by saving what you can, then take advantage of daily interest rate compounding to help that money work harder.

​You can also develop a savings plan regardless of your income level and whether you have debt. It’s okay to start small and increase your savings deposits over time. You might find additional funds to allocate toward savings by consolidating debt or making even minor changes to your spending habits.  

​​Savings takes discipline, but the benefits are rewarding.

Need some motivation? Here are just a few of the benefits of establish​​ing a savings routine: 

  • ​Increase your purchasing power
  • Achieve your savings goals faster
  • Enjoy the peace of mind of having money saved to cover financial emergencies
  • Have extra money that can be gifted to help others
  • Make large purchases without incurring debt
  • Earn money through interest on your accounts

​​How M&T Can ​​Help

Contact your local M&T branch​ to make an appointment with one of our experienced Relationship Bankers who will help you visualize your goals and develop a savings action plan.

​We'll t​alk with you about your current plan and spending habits and help you select a combination of accounts and supplemental services that appeal to you. 

Use M&T Money Mentor to learn how investing in your future can help you be more financially prepared in the years ahead.

​​​Ready to start saving?

You can also get started online. Explore and compare our savings and CD products, then apply online or in-person (not all account types can be opened online) at an M&T branch​.