How to Open A Business Checking Account

Compile the documentation below to open a business checking account today. Visit your nearest branch or schedule an appointment to speak with a Business Banking specialist. 

When opening a business checking account, please bring the following to your branch of choice:

Personal Identification

All applicants must bring two (2) primary forms of identification OR one (1) primary and two (2) secondary forms of ID:

  • Primary ID: Driver’s license, passport, state-issued or authorized city-issued ID, resident alien ID, military ID, veteran’s healthcare ID, firearm ID or global entry card
  • Secondary ID: US Visa, paystub, home rental agreement, utility bill, major credit/debit card or vehicle registration

Owner/Signer Information

All applicants are subject to review of past account handling and verification of the information provided

  • Full legal name
  • Address
  • Date of Birth
  • Country(ies) of citizenship
  • Country of residence
  • % of ownership (only for owners)
  • Social Security 

Business Documentation

The following is a general list and does not apply to all business types:

  • Corporation (S Corp or C Corp)
    • Certificate/Articles of Incorporation        
  • Sole Proprietor:
    • DBA or Business Certificate (in states where this applies)
  • LLC:
    • Limited Liability Agreement
    • Limited Liability Partnership
  • Non-Profit:
    • Articles of Incorporation
    • Articles of Association/Organization
  • Partnership:
    • General partnership
  • Unincorporated Associations:
    • Membership Agreements

Make The Switch

Make Your Move To M&T Easier

When it comes to switching banks, we know it can be somewhat inconvenient. Here are a few simple forms and step-by-step instructions to help make the process a little easier.