Solutions for Agriculture Businesses

We support the vision, hard work and innovation of America's agriculture businesses. Talk to us about financial products that can help you grow your business.

We're invested in agriculture.

M&T offers a full suite of agriculture bank accounts and specialized lending solutions, including farm real estate loans, farm equipment loans, working capital lines of credit and more. We are committed to providing unique agriculture banking solutions that can help your farm grow.

Lines of Credit{{d108*}}

Keep things running smoothly with access to funds whenever you need them.

For short- to intermediate-term working capital needs:

  • Line amounts starting at $5,000
  • Revolving lines with no fixed terms
  • Flexibility of interest-only payments

Term Loans{{d108*}}

Help pay for equipment, machinery upgrades, renovations or expanding your business.

For equipment and machinery purchases, renovations and business expansion needs:

  • Available in amounts starting at $10,000
  • Competitive fixed- and variable-rate options
  • Flexible term lengths up to 10 years

Owner-Occupied Commercial Mortgage{{d163*}}

Purchase property or refinance debt.

For financing or refinancing business property that is at least 50% owner-occupied:

  • Flexible terms, from 5 to 10 years
  • Amounts starting at $100,000
  • At least 50% occupied by owner

M&T Agribusiness professionals that know your business.

Our experienced team comes from various backgrounds and experiences in banking and finance. We have the commitment and resources to deliver competitive value to businesses that wish to partner with us. The Agribusiness Department can work with your management team to analyze and help determine the best solutions for your current and future financing needs.