PAYROLL FRAUD

How monitoring capabilities reduce your risk

Work with M&T to set up fraud reduction and risk management tools.

Preventing payroll scams

Small businesses that don’t have adequate payment monitoring could be susceptible to payroll fraud, whereby someone exploits the company’s payment process to send money where it isn’t supposed to go. Wage fraud could include internal embezzlement or result from outside cyber attacks that steal company payment credentials. Having the ability to track your small business’s payments and detect unusual account activity is the key to protecting your assets. M&T Bank can help.

More control with M&T BizPay

M&T BizPay lets you originate, approve and manage your Automated Clearing House (ACH) payments — anywhere, anytime. Get increased control over payment settlement date and cash flow.

M&T Bank's M&T BizPay service are provided subject to M&T Bank's Master Treasury Management Services Agreement or the M&T Digital Services Agreement, as applicable. All products and services are subject to eligibility and restrictions may apply. 

ACH Monitor

Choose from a combination of M&T services that can help you monitor and confirm critical ACH payments and reduce the likelihood of payroll fraud. Receive notifications when a payment requiring your attention is detected.

M&T Bank’s ACH Monitor service is provided subject to M&T Bank’s standard Master Treasury Management Services Agreement and Treasury Management Services Product Terms and Conditions for that service.

Prevent check fraud

M&T’s Payee Positive Pay service protects your organization against the risk of check fraud. We’ll compare checks presented for payment against your check issue file and notify you of any suspicious items.

M&T Bank’s Payee Positive Pay service is provided subject to M&T Bank’s standard Master Treasury Management Services Agreement and Treasury Management Services Product Terms and Conditions for that service.

Learn how to help your business thwart off fraud. Visit your local M&T branch or schedule an appointment.

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Small Business Fraud Types

Our resources can teach you and your staff how to recognize the signs of fraud and best practices for processing credit card transactions, avoiding suspicious hyperlinks, paying invoices, and much more. Learn more about types of fraud in small businesses.

Partner with M&T Bank

M&T’s Business Banking Specialists are ready to offer you support at any stage of your business. Get to know the advantages of being an M&T Business Banking client.