Your business could qualify for special benefits

M&T Bank has the resources to help you pursue your business dreams.

Minority-owned business certification

There are numerous federal and state governmental agencies that offer multicultural and diverse-owned business certification, each with a different registration process. To qualify, a business usually must have at least 51 percent minority ownership as well as participation in day-to-day operations by a minority owner. Becoming certified can open access to federal, state, local and corporate contracts. Many of those entities set aside a portion of their contract budgets for multicultural and diverse-owned businesses in the name of promoting business diversity.

National certification

Common organizations that offer multicultural and diverse-owned business certification include the Small Business Administration, the National Minority Supplier Development Council and the U.S. Department of Transportation’s Disadvantaged Business Enterprise program.

Local certification

Your state or local government may also offer certification programs. Qualification and registration requirements will vary by organization. M&T can help you find the opportunities available in your area.

M&T’s commitment to diversity

M&T Bank is proud to back the dreams of minority entrepreneurs. We can help you access loans for operational expenses, acquisitions, new construction, equipment purchases and much more, and we feature an unbiased underwriting process. We’ll help you find the most affordable financing solution for your unique circumstance.

Let our experience helping multicultural and diverse-owned businesses pay off for you. Schedule an appointment with your local M&T branch.


Multicultural-Owned Entrepreneurs

Our resources can help you make sure you get the support and financial products that are right for your business. Learn more about minority-owned business entrepreneurs.

Partner with M&T Bank

M&T’s Business Banking Specialists are ready to offer you support at any stage of your business. Get to know the advantages of being an M&T Business Banking client. 

This article is for informational purposes. It is not designed or intended to provide financial, tax, legal, investment, accounting, or other professional advice since such advice always requires consideration of individual circumstances. Please consult with the professionals of your choice to discuss your situation.