Lenders and investors need to see a path to profit

Your business plan is incomplete without a defensible bottom-line projection.

How to develop business plan financial projections as a start-up

If you’ve researched your target market and industry trends, you can forecast your business’ future income and expenses before you make your first sale. Industry-accepted assumptions found during your market research can help you develop a sales forecast, expense budget and cash-flow statement. Lenders are going to want to see realistic, well-researched, defensible financial projections to determine if you can repay your loan.

How M&T Bank can help

We’re here to help budding entrepreneurs like you build their knowledge of what to expect when starting a business. We can help you fine-tune your business plan, including your financial projections.

Get expert guidance in determining your start-up costs, operating expenses and break-even analysis so that you’ll have the information needed to secure financing as well as a game plan for operating your business.

A strong business plan can help you secure financing and seed investment from M&T.


Writing a Business Plan

You can’t create a business plan without first understanding what goes into it. Check out our resources to jump-start your draft. Learn more about Writing a Business Plan.

Partner with M&T Bank

M&T’s Business Banking Specialists are ready to offer you support at any stage of your business. Get to know the advantages of being an M&T Business Banking client.