Business Lines of Credit

Prepare your business for the unexpected with a revolving credit line that gives you the coverage you need, when you need it most.

Find a line of credit solution that meets your needs.

Gain access to the funds your business needs from one of our revolving lines of credit. Our experienced, dedicated Relationship Managers can help you find the right option that aligns with your company’s unique requirements.

Features of the Business Access Line of Credit{{d920*}}, {{d465*}}

Ability to manage fluctuations in cash flow and access funds when you need them

Lines available from $5,000 to $950,000{{d920*}}

Overdraft protection{{d1007*}}, link your Business Access Line of Credit to an M&T Business Checking Account

24-hour accessibility to your line of credit by direct loan checks, ATM transfers and withdrawals, telephone or M&T Online Banking for Business

Competitive rates

Features of the FlexLine of Credit{{d465*}}

Availability to manage planned or unexpected short– to intermediate- term working capital needs

Competitive variable-rate pricing

Larger lines – available from $950,001 and up

Partner with M&T Bank

M&T is proud to be an SBA Preferred Lender and has the authority to make final decisions on most SBA loans. Whether you’re a start-up without a proven credit history or an established business that can qualify for the most competitive rates, M&T has a financing solution right for you. Book an appointment with your nearest branch in person, on the phone or by video.


An M&T Business Banker will contact you within two business days.