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Commercial Checking

Find an account that offers comprehensive banking services at competitive prices – no matter the type of business you run. 

Top Features

Offset monthly account maintenance fees with variable earnings credits1Disclosure number, please reference additional details in the Disclosures section at the bottom of this page{{d590*}}

Overdraft protection available

Access account easily via ATM, telephone and through M&T Online Banking for Business

Fast and easy check reordering

M&T Business Debit Card with chip technology​

$32 monthly maintenance fee, waived for the first 3 months upon account opening {{d1402*}}

How to Open an Account

You can stop by your nearest M&T Bank branch, and a Relationship Banker will help you open an account.

Eligibility Requirements

  • ​You must be at least 18 years old
  • All applicants are subject to review of past account handling and verification of the information provided
  • Business documentation may be required depending on business ownership structure (please contact a branch associate for details)  

FAQs

This product is best for the following businesses:

  • Businesses with high activity
  • Business owners who need comprehensive banking services 

Some customers who sign up for a Commercial Checking account may also be eligible for an interest-bearing checking account. In order to qualify, you need to be the sole proprietor of your business. To learn more, talk to a Relationship Manager.