Our Portfolio of Real Estate Financing Options
Due to our outstanding credit culture, M&T has achieved a reputation of excellence for providing quality products and superior service. We can work together with you to find the financing option that fits your needs.
Apply for financing with new construction or the renovation of your investment or business property.
Choose from short- or long-term permanent financing to acquire property, repay construction financing, or refinance existing debt. Fixed-rate and variable-rate financing is available and can be structured to fit your specific needs.
Receive credit enhancements more easily, thanks to the close relationship M&T has with industrial development and other local and state agencies. If your project has been approved for Industrial Revenue Bonds, it will generally qualify for state and local tax exemptions and reductions.
Secondary Market Mortgage Financing
Work with M&T’s secondary market capabilities as an alternative to traditional, portfolio-based real estate financing. We can provide access to secondary market financing for mortgage loans secured by a variety of property types – giving you lower interest rates than you'd get with capital markets.
Though there are restrictions and limitations in the underwriting and documentation, this financing option can provide a long, fixed-rate term (typically 10 years) on a nonrecourse basis.
Commercial Property Financing
Get competitive financing for commercial properties through M&T Realty Capital Corporation, a full-service mortgage banking company. Apply for commercial property financing including multifamily, health care facilities, office, industrial, retail, hospitality, student, senior and military housing.
Ready to learn more or apply?
To find out more or get started on a commercial real estate loan application, please call the M&T Commercial Service Team at 1-800-724-2240, or contact your M&T Relationship Manager.