M&T Bank Visa Commercial Credit Card with Chip Technology
Your security is one of our top priorities. That's why M&T Bank Visa® Commercial CardsDIS-48-DIS feature the enhanced security of chip technology.
Chip cards, also referred to as EMV cards or Smartcards, contain embedded microprocessors that strengthen transaction security and provide other encryption capabilities that traditional magnetic stripe cards can't offer. They are becoming a global standard because of their ability to reduce incidents of counterfeit fraud.
You can use your M&T Bank Visa Commercial Card with chip technology at all locations that accept Visa. Locations that use chip-enabled technology provide additional security benefits.
Enhanced Security – Worldwide
The chip also allows cardholders to pay at international merchant locations where chip cards are the standard. Over the next several years, more chip terminals are expected to appear at merchant locations and ATMs throughout the United States.
Experience yet another layer of security for your M&T Bank Visa Commercial Card by setting a PIN that only you know. You may be asked to enter your PIN when using your new M&T Bank Visa Commercial Card at a chip-enabled merchant terminal.
How it Works
Activating Your Card
You will automatically receive a new chip card in the mail when the Commercial Card you currently have expires. To activate your new card, call 1-800-443-8671 and select option 3. You can set up your PIN during activation. Then, sign the back of your card and destroy your expired card immediately.
As cards naturally expire, they will be replaced with EMV chip cards. Additionally, if you need a new credit card because yours was lost, stolen or damaged, or for another reason, the replacement will be a chip-enabled card.