Treasury Management Agreements

Master Treasury Management Services Agreement and Product Terms and Conditions Booklet.

The Master Treasury Management Services Agreement (“TM Agreement”) is M&T’s general agreement governing Treasury Management Services (“TM Services”), and the Product Terms and Conditions Booklet (“Booklet”) reflects current product information, operational procedures, and terms and conditions applicable to TM Services. The TM Agreement and Booklet have been updated and these updates will go into effect as of May 15, 2024 (the “Effective Date”).

You can review copies of the updated TM Agreement and Booklet as well as a summary of the updates made to the TM Agreement and Booklet, via the links below:

We strongly encourage customers who subscribe to one or more Treasury Management Services to carefully review the updated TM Agreement and Booklet which are both accessible through the above links and retain copies for their records.1

Please let us know if you have any questions or concerns by calling the Treasury Management Service Team at 1-800-724-2240, Monday – Friday, 8:00 a.m. – 6:00 p.m. ET.

Please note that the revised TM Agreement and Booklet apply to the maximum extent permissible pursuant to the terms of a client’s current agreements (as amended from time to time); provided that, in the event of a conflict with a provision that is not eligible for amendment by notice or ratification by continued use, such provisions will continue to govern, but only to the extent necessary to resolve any such conflict.  After an account is opened or Service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements.
If you disagree with any of the modified terms in the updated TM Agreement or Booklet, you should promptly contact M&T to discuss your concerns or discontinue your enrollment in and use of your Treasury Management Services. By failing to raise any concerns and continuing to be enrolled in, using, or paying for such Services after the Effective Date indicated above, M&T will take your continued use as evidence that you have agreed to and will be bound by the terms of the updated TM Agreement and Booklet.