Explore cash flow tips for your new business
As you establish your new business, discover how effective management of cash flow can help your business thrive.
Discuss your business plan and financing options with an M&T Business Banking Specialist
Effective cash management can be the key to your company's success
Managing cash flow can be tricky, particularly for startups and small businesses. Cash flow management best practices can help your business strategically manage inflows and outflows to improve financial health and growth.
Keep your personal and business finances separate
Begin by opening a business bank account to keep your finances seperate and avoid some trouble along the way. Consider a business account that aligns with your business goals.
Keep a detailed record of your finances
You should keep detailed financial records to get a good idea of your business's cash flow. Some things to include are:
- Invoices processed
- Amount of cash in circulation
- What bills need to be paid
Prepare a cash flow statement and projection
It is a simple financial document that will give you a complete picture of your actual flow of cash, along with monthly forecasts.
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Cash Flow Optimization
Watch the webinar in which a panel experts share an industry perspective addressing advances in payment processing that can help organizations optimize cash flow and make processes more efficient.
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12 Ways to Increase Your Cash Flow
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Learning Modules
Developing a Business Plan
Learn about the components of a business plan and how to create one that communicates your business’ financial future and health.
Small Business Financial Statements
Learn about the three most important financial statements: balance sheets, profit and loss statements, and cash flow reports.
Financial Wellbeing for Entrepreneurs
Learn more about the financial basics of entrepreneurship.
