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Banking Made for Agriculture Businesses

Your business is unique. Your banking should be too. At M&T, we design financial solutions that help you grow and succeed.

We're invested in agriculture.

We know agriculture isn’t just a business—it’s a way of life. That’s why we offer banking solutions built around your goals, your challenges, and your future.

Lines of Credit{{d108*}}

Stay ready for what’s next.

Access funds when you need them to keep operations running smoothly.

  • Line amounts starting at $5,000
  • Revolving lines with no fixed terms
  • Flexibility of interest-only payments
  • Flexible options for seasonal needs

Term Loans{{d108*}}

Invest in your growth.

Finance equipment, upgrades, or expansion with terms that fit your business.

  • Available in amounts starting at $10,000
  • Competitive fixed- and variable-rate options
  • Flexible term lengths up to 10 years

Owner-Occupied Commercial Mortgage{{d163*}}

Own your space, strengthen your business.

For financing or refinancing business property that is at least 50% owner-occupied:

  • Flexible terms, from 5 to 10 years
  • Amounts starting at $100,000
  • At least 50% occupied by owner

Why M&T for Agribusiness?

Because we know your business. Our specialists understand the unique demands of agriculture and work with you to create solutions that fit your goals.