We Understand What’s Important

Let us show you how dedicated we are to the needs – and the success – of your business.

Small Business, Big Dreams

When it comes to running a business, you need a bank that's committed to helping you succeed. You don't have time for anything less. M&T is big enough to offer the financial products, resources and expansive capabilities of a major regional bank while providing the responsive, personal service you'd expect from a local community bank.

We understand that the big dreams of small businesses are what create the jobs and fuel the economies that help our communities thrive. We're here to support you every step of the way.

Benefits of a Community Bank Approach

When you take a closer look at M&T's values, history and involvement in local communities, you can see why we view ourselves as a community bank at heart. We know that when our communities succeed, we all succeed. So we work hard at the local level to make a difference in the lives of individuals and businesses alike.

From local decision-making to one-on-one personal service to charitable giving, our small business customers know M&T's commitment to our communities sets us apart. It goes without saying that we have the range of products and services you need, but it's the way we help you make the most of our financial resources that says the most. 

Relationship-Driven Service

Your satisfaction is our top priority. We're absolutely dedicated to your service experience. It's one thing for us to say it, but it means so much more when we hear it from our customers.

In 2022, our business banking customers helped us earn several Greenwich Excellence Awards{{d1045*}}.

The Greenwich Awards are based on feedback from small business and middle market companies. Because these awards are rooted in real customer experiences, they let us know that we're meeting the needs and expectations of the businesses we serve and support.

Hear from our Customers >

​Business Financing​

Our application and approval process is streamlined. So a small business that comes to us needing a loan or line of credit for $100,000 or less could have access to those funds in just a few days. We know you can't afford to wait.

Our community bank model means that lending decisions are made at the local level, so you get the answers you need quickly from someone who understands your business. Find out more about how M&T can help you get the financing you need to reach your goals and help your business thrive.

View Our Financing Options > 

A Top SBA Lender

When your small business needs funding, one of the nation's top-ranking SBA{{d174*}} (Small Business Administration) lenders is as close as your nearest M&T branch.  Let us help you find the right loan solution with competitive interest rates.

Learn More About SBA Loans >

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​Business Solutions

We've created services to help save small businesses time and money.