Commercial Credit Analyst Program
Launch your career in Commercial Credit through a structured ten-month analyst program that combines formal classroom training, hands-on underwriting experience, credit portfolio monitoring, leading to rotational assignments with increasing credit and analytical complexity.
What you can expect
- Become proficient in the fundamentals of the banking industry and apply that knowledge to real world transactions
- Analyze financial data, determine creditworthiness, structure credit products and present your recommendations to senior management
- Learn quantitative and qualitative analysis methods to identify changes in business performance that can impact risk
- Collaborate with team members to ensure our customers have the products/services they need to build their businesses and experience M&T’s commitment to making a difference in people’s lives
- Upon successful completion of training, participants will be placed into a Commercial Credit Analyst role
Day in the life
- Conduct financial analysis to evaluate the performance and creditworthiness of commercial borrower
- Evaluate industry and market conditions to help assess credit risk
- Support credit decisioning by preparing credit recommendations and developing credit memos
- Review borrower performance and monitor commercial loan portfolios on an ongoing basis
Training and development
- Learn alongside a cohort of fellow analysts in a collaborative training environment
- Gain hands-on credit experience across key commercial banking business segments
- Build proficiency with M&T Bank’s systems, tools, and credit reporting platforms
- Receive ongoing coaching and mentorship from experienced professionals
Program qualifications
- Minimum cumulative 3.0 GPA
- Bachelor’s degree (or Master’s degree) candidate
- Accounting, Economics, or Finance majors preferred
- Analytical mindset with attention to detail and sound judgement
- Excellent written and verbal communication skills
- Self-motivated with demonstrated leadership abilities
- Work visa sponsorship not offered for this role
Apply for the Commercial Credit Analyst Program
Ready to build your future at M&T Bank?
Questions? Contact us at earlytalent@mtb.com.
