Financial Institutions Banking Services

Rely on M&T Bank's experience, and financial and technological resources, to serve as a single source for your correspondent needs.

Banking Solutions Designed Specifically for Financial Institutions

M&T's Relationship Managers have the experience needed to understand the demands of running a financial institution and meeting your customers' expectations. Our team of banking professionals is dedicated solely to the correspondent market – and to ensuring that your needs are met as your institution grows and evolves.

As your primary point of contact, your Relationship Manager will work in tandem with a dedicated team of Relationship Liaisons and Product Specialists to customize creative and cost-effective solutions.

​Treasury Management

Help improve cash flow and manage risk with treasury management services tailored for correspondent clients. Services include:

  • Automated overnight fed funds investment sweep
  • Cash letter
  • Remote check deposit
  • Disbursements and fraud protection
  • Lockbox
  • Cash vault
  • Commercial cards and supplier pay programs
  • Online wire, ACH and account access

Treasury Management Services >

​​Fed Funds Lines

Need a reliable partner to help you meet your short-term liquidity and planning needs? Correspondent clients with an established relationship with M&T may be eligible for a federal funds line of credit that will be available when you need it.

Treasury Management Services >

​Holding Company Facilities

M&T supports the borrowing needs of bank holding companies that have an established relationship with us. We offer lines of credit that are tailored to meet the short-term liquidity needs that are unique to holding companies.

​​Investments

Wilmington Trust Investment Advisors (WTIA), provides investment management services to its affiliates M&T Bank and Wilmington Trust. WTIA  consultative approach helps clients define goals, objectives and investment policy statements. WTIA's mission is to be a market-leading provider of investment advisory and asset management services.

Investment Services >

​​ATM Sharing

Full correspondent relationship customers are candidates to access our ATM sharing service, which allows your retail clients to take advantage of M&T's broad, regional, surcharge-free, ATM network.

​International Trade Finance

Are your commercial clients considering expanding abroad? M&T Bank's experienced International Banking Team can help your clients manage the risks of international trade and seize new opportunities.

International Trade Finance Services >

​Trust Services

Need agency, fiduciary, trustee or document custody solutions? Wilmington Trust provides dedicated service, innovative products and access to industry leading accounting and operational systems.

Trust Services >

Find out how we can help.

To learn more about M&T Bank's specialized solutions for financial institutions, please contact us at 1-800-581-9165.

​All products and services are subject to eligibility and restrictions may apply.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
Wilmington Trust Investment Advisors (WTIA), provides investment management services to its affiliates M&T Bank and Wilmington Trust.  WTIA  consultative approach helps clients define goals, objectives and investment policy statements. WTIA's mission is to be a market-leading provider of investment advisory and asset management services.
Need agency, fiduciary, trustee or document custody solutions? Wilmington Trust provides dedicated service, innovative products and access to industry leading accounting and operational systems.
M&T Insurance Agency, Inc. offers a range of commercial insurance services designed to meet the specific demands of financial institutions. Services include Property & Casualty, Management & Professional Liability, and Privacy & Data Breach Coverage.
Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation. Investment management and fiduciary services are provided by Wilmington Trust Company, operated in Delaware only, and Wilmington Trust, N.A., a national bank. Loans, retail and business deposits, and other personal and business banking services and products are offered by M&T Bank, member FDIC. Wilmington Trust Investment Advisors, Inc. is an SEC-registered investment adviser providing investment management services to Wilmington Trust and M&T affiliates and clients.
Brokerage services are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank.
M&T Insurance Agency, Inc. is licensed as an insurance agent and acts as agent for insurers. Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank.