Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.





Beneficial Ownership Regulations

​Learn more about regulations surrounding the collection of dat​a from individuals with control over legal entities and those with ownership interests (also known as beneficial owners).




​​Doing what's right for our customers and our country.

Know Your Customer ("KYC") policies and programs have become increasingly important in the U.S. and around the world to help in the ongoing battle against money laundering and financial crime.​

High-profile instances of entities formed for the sole purpose of facilitating financial crimes around the world have magnified the need for banks to better understand the entities in which they do business. Knowing our customers helps prevent money laundering and terrorist financing using the U.S. Financial system.

Federal regulations require that banks collect detailed beneficial ownership data.

The Federal Government has made it a priority for banks to have increased knowledge of their customers. A recently enacted federal regulation passed by the Department of the Treasury mandates all U.S. Financial Institutions collect detailed data from beneficial owners – individuals with control over an entity’s financial dealings and ownership interests in the entity.

This information must be collected by M&T prior to opening any type of account or closing a loan for the entity. This means we may ask you to provide information about the individuals who own or control an entity, including:

  • Name
  • Date of birth
  • Social Security Number
  • Address
  • Citizenship
  • A form of identification
  • A  signed form certifying the accuracy of the information
  • A completed Controlling Parties of Legal Entity Customers form (PDF)​

Additionally, we may periodically request updated information.

What this means for you.

Our ability to serve you depends on your willingness to provide the required information. It is important to us that you understand why we are requesting this information and hope you will be comfortable providing it as part of these regulatory requirements.

Knowing you, helps us serve you better.

  • Knowing our customers has always been a top priority for us – it's integral to the way we do business
  • We strive to get to know our customers and their banking practices and habits
  • We need different types of information to help validate account holder information and understand how the account will be used
  • Completing periodic reviews of our customers is important to protecting and serving the needs of all our customers

We are serious about preventing financial crime.

  • Money laundering and financial crime remain serious threats to individuals, businesses and our economy
  • The government has asked banks to play a more significant role in the battle against money laundering and we are proudly doing our part
  • ​Maintaining current information on our customers is part of this process and complements the emphasis we put on understanding our customers and what's important to them
  • The more we know about our customers, the better we can do our job of serving our customers





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