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Use M&T Bank's Loan Calculators At Home Or
On The Go

Crunching all the numbers can be a little intimidating. That's why M&T has created powerful mortgage tools and calculators. With a few simple clicks, you can personalize a mortgage rate quote, explore loan options, estimate your monthly payment and more.

Today's Low Mortgage Rates

*values in % RATES APR POINTS
*values in % RATES APR POINTS
*values in % RATES APR POINTS
*values in % RATES APR POINTS
PERSONALIZE A RATE QUOTE

Check possible loan options and current rates

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Additional options are available beyond what is displayed above. Chart data is for illustrative purposes and is subject to change without notice. Advertised APR is based on a set of loan assumptions including the cost of approximately 1.000 point due at closing. One point is equal to one percent of your loan amount. Your actual APR may differ depending on your credit history and loan characteristics.

Looking To
Purchase?

Whether you're buying your first home or buying your next home, explore your mortgage options to get you in the door.

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Thinking About Refinancing?

Explore your mortgage options to see if refinancing makes sense for you and your pocketbook.

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Our Powerful Mortgage Tools And Calculators At Your Fingertips.

Get the answers you need – the moment you need them1.

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The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of and an estimated property value of . The property is located in NY and is within Erie county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.