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Use M&T Bank's Loan Calculators At Home Or
On The Go

Crunching all the numbers can be a little intimidating. That's why M&T has created powerful mortgage tools and calculators. With a few simple clicks, you can personalize a mortgage rate quote, explore loan options, estimate your monthly payment and more.

Looking To
Purchase?

Whether you're buying your first home or buying your next home, explore your mortgage options to get you in the door.

START HERE

Thinking About Refinancing?

Explore your mortgage options to see if refinancing makes sense for you and your pocketbook.

START HERE

TODAY's RATES

*values in % RATES APR POINTS
*values in % RATES APR POINTS
*values in % RATES APR POINTS
*values in % RATES APR POINTS
PERSONALIZE A RATE QUOTE

See programs, rates and payments

TRACK RATES

Stay updated on your personalized quote

APPLY NOW
Calculate My Purchase Payment

Calculate My Purchase Payment

Let our calculator do the math and show you what your monthly payment could be.

CALCULATE
Calculate My Refinance Payment

Calculate My Refinance Payment

Crunch some numbers here and see what your new monthly payment could be.

CALCULATE
Calculate How Much I Can Afford

Calculate How Much I Can Afford

Enter your income and monthly payments and our calculator will reveal the possibilities.

CALCULATE

Our Powerful Mortgage Tools And Calculators At Your Fingertips.

Get the answers you need – the moment you need them1.

DOWNLOAD NOW