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With M&T's powerful mortgage tools, you have access to rates and more! With just a few simple clicks, you can personalize a mortgage rate quote, explore loan options, estimate your monthly payment, apply online and get pre-approved.

Today's Low Mortgage Rates

*values in % RATES APR POINTS
*values in % RATES APR POINTS
*values in % RATES APR POINTS
*values in % RATES APR POINTS
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Additional options are available beyond what is displayed above. Chart data is for illustrative purposes and is subject to change without notice. Advertised APR is based on a set of loan assumptions including the cost of approximately 1.000 point due at closing. One point is equal to one percent of your loan amount. Your actual APR may differ depending on your credit history and loan characteristics.

Looking To
Purchase?

Whether you're buying your first home or buying your next home, explore your mortgage options to get you in the door.

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Thinking About Refinancing?

Explore your mortgage options to see if refinancing makes financial sense for you.

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Homeowners Just Love M&T Bank

"Great interest rates right off the bat, great track record as a company, and my M&T loan officer was great, as well. I wouldn't suggest you improve anything. Great job!"

- Clarence & Rhonda D., Cottage Grove, OR.

"My M&T loan officer helped me with refinancing two properties when other banks declined. Kudos for a job well done!"

- James L., Tacoma, WA.
Hear from more happy homeowners

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of and an estimated property value of . The property is located in NY and is within Erie county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.