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With M&T's powerful mortgage tools, you have access to rates and more! With just a few simple clicks, you can personalize a mortgage rate quote, explore loan options, estimate your monthly payment, apply online and get approved.

TODAY's RATES

*values in % RATES APR POINTS
*values in % RATES APR POINTS
*values in % RATES APR POINTS
*values in % RATES APR POINTS
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Looking To
Purchase?

Whether you're buying your first home or buying your next home, explore your mortgage options to get you in the door.

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Thinking About Refinancing?

Explore your mortgage options to see if refinancing makes financial sense for you.

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Homeowners Just Love M&T Bank

"Great interest rates right off the bat, great track record as a company, and my M&T loan officer was great, as well. I wouldn't suggest you improve anything. Great job!"

- Clarence & Rhonda D., Cottage Grove, OR.

"My M&T loan officer helped me with refinancing two properties when other banks declined. Kudos for a job well done!"

- James L., Tacoma, WA.
Hear from more happy homeowners

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of and an estimated property value of . The property is located in NY and is within Erie county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.