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THE LEARNING CENTER

At M&T Bank, we're homeowners too. We get it; buying or refinancing a home can be a little intimidating. There is a lot to know, but we're here every step of the way. If you have questions, don't hesitate to ask.

In the meantime, we've also created this Learning Center. Think of it as your own personal resource, loaded with tips about buying a home, finding the right loan, getting a great interest rate, picking a property and more. You name it, whatever you're wondering about, we've tried to cover it. Feel free to look through our articles. Your friends will be impressed by how much you know about home financing.

The ABCs Of Qualifying For A Home Loan

Buying a home is an extensive process, but ask any homeowner, it's worth it. Before you start packing, you'll need to do some prep work. Start by gathering pay stubs and W-2s. Paperwork may not be much fun, but owning your own place sure is…

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You're approved. But what about your property?

Buying a home can feel like a complicated process. Bedrooms, bathrooms, square footage and location; they all come into play when finding your new home. Your team at M&T Bank will walk you through the entire experience of approving you and your property. Before you know it, you'll be moving into your new home…

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Mortgage Rates 101: What You Need To Know

We know a low interest rate is probably at the top of your mind – ours too. Whether you want a fixed rate or an adjustable one, a short-term or a long-term loan, choose the mortgage program that's right for you. Once you've picked your loan program, it's time to select the right rate option. Here are few things to consider when deciding to lock your interest rate…

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Learn About Closing Fees And Costs

Real estate closing costs can seem very confusing. It's true for many – you're not alone. Fees and closing costs, even taxes, can vary from state to state, loan program to loan program and lender to lender. Learn all about fees and costs now to avoid surprises. Don't get us wrong, we like surprises – just not when it comes to your loan costs…

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Closing On Your Home Loan

The magic word "closing" is in the air. When that time comes (soon, soon), you'll want the closing process as quick and pain-free as possible. Learn all about the who, what, when and where of your loan closing here…

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Use M&T Bank's Loan Calculators At Home
Or On The Go

Crunching all the numbers can be a little intimidating. That's why M&T has created powerful mortgage tools and calculators. With a few simple clicks, you can personalize a mortgage rate quote, explore loan options, estimate your monthly payment and more…

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