Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.

Firefox

To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.

Safari

To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.

 

 

 

 

Gardening man crouches down beside a bush full of pink roses.

Long-Term Care Insurance

​Don’t let costly long-term care wipe out all of your retirement savings. Planning now with M&T Securities, Inc. could help you preserve the assets you've worked so hard to build for yourself and your family.

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​​​​How does Long-Term Care Insurance work?

Long-Term Care Insurance helps pay for the professional services and support you need for your personal care when you are no longer able to do it on your own. It can ease some of the burden of paying for expensive nursing homes, rehabilitation facilities and home health care, while helping to preserve the assets you've worked so hard to build.

Costs for long-term care may exhaust your retirement assets – just one year in a nursing home facility can deplete years of hard work and planning. Home care is becoming a popular option, but skilled home services are also very costly. Unfortunately, many people overestimate the role that Medicare and Medicaid can play in covering these costs.

​What are the benefits of Long-Term Care Insurance?

Here are some of the potential benefits Long-Term Care Insurance can provide:

  • Potential tax advantages. Your premiums, within limits, may be itemized as a tax-deductible medical expense – consult your tax advisor to find out how this applies to your particular situation
  • Savings if you start early. Like many insurance products, your annual premiums are generally lower if you purchase a long-term care policy when you are younger and in good health
  • Higher chance of getting the care of your choice. As a policyholder, you may be in a better position to choose the type of care you want without compromising your independence
  • Reduced financial risk. Long-Term Care Insurance is designed to transfer some of the risk of high-cost care to the insurance company​

Long-Term Care Insurance may not be appropriate for everyone. Speak with an M&T Securities Financial Consultant to see if Long-Term Care Insurance makes sense for you.

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