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Let’s get started on your M&T Bank unsecured personal loan

You’re pre-approved{{d1579*}}for a special offer. 
Apply in minutes using the Offer ID and Special Program Code sent to you by mail or email.

Apply before December 31, 2026 for this special offer.

Special intro rate as low as

R1%

APR for the first six billing cycles

then

R3% to R4%

variable APR thereafter

+

$100

in bonus points (10,000) on your M&T Visa® 

Apply before December 31, 2026 for this special offer.

Enjoy competitive financing with rates from 8.24% to 14.69% APR{{d1575*}}

 

Borrow with confidence from M&T Bank

Fund what matters most like home upgrades or repairs, debt consolidation, unplanned expenses or life’s biggest moments. 

Turn plans into action and quick decisions when you need them most, sometimes in as little as 24 hours.{{d1576*}} 

Enjoy more savings, fewer fees and no application, origination or prepayment penalty fees.{{d1577*}}

Put your banking relationship to work with exclusive rate discounts for qualified accounts.{{d1578*}}

Apply before December 31, 2026 for this special offer.

Rates from 
8.24% to 14.69% APR{{d1575*}}

Borrow with confidence from M&T Bank

Fund what matters most like home upgrades or repairs, debt consolidation, unplanned expenses or life’s biggest moments. 

Turn plans into action and quick decisions when you need them most, sometimes in as little as 24 hours.{{d1576*}} 

Enjoy more savings, fewer fees and no application, origination or prepayment penalty fees.{{d1577*}}

Put your banking relationship to work with exclusive rate discounts for qualified accounts.{{d1578*}}

Apply in minutes

The application process for M&T CHOICEquity only takes a few minutes.
If you need help, call us at 1-888-253-1037. You can also drop by any M&T Bank branch.

This special offer is good through December 31, 2026.

Please see below, under disclosures for the conditions of this offer.

Please have the following ready when you apply:

  • Your Offer ID and Special Program Code sent to you by mail or email
  • Your social security number
  • Current income and employment information
  • Information about your assets and outstanding debts
  • A valid email address

Apply in minutes

The application process for M&T CHOICEquity only takes a few minutes. 

If you need help, call us at 1-888-253-1037. You can also drop by any M&T Bank branch.

Please see below, under disclosures for the conditions of this offer.

Please have the following ready when you apply:

  • Your Offer ID and Special Program Code sent to you by mail or email
  • Your social security number
  • Current income and employment information
  • Information about your assets and outstanding debts
  • A valid email address

This special offer is good through 
December 31, 2026.

YOU CAN CHOOSE TO STOP RECEIVING “PRESCREENED” OFFERS OF CREDIT FROM THIS AND OTHER COMPANIES BY CALLING TOLL FREE 1-888-5-OPT-OUT OR VISITING WWW.OPTOUTPRESCREEN.COM. PLEASE SEE THE PRESCREEN & OPT-OUT NOTICE BELOW.

PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll free, 1-888-5-OPT-OUT (1-888-567-8688); visit www.OptOutPrescreen.com, or write them individually at: Experian Target Marketing, P.O. Box 919, 701 Experian Parkway B2, Allen, TX 75013; Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123; TransUnion Corporation, Attn: Marketing Opt Out, P.O. Box 505, Woodlyn, PA 19094-0505.