CDs can help you earn while you save. Talk to an M&T Relationship Banker about our interest rate offers.

• Fixed or variable interest rate for the term of the CD – from 32 days to 72 months

Save for your goals, while still having money available when you need it. You can avoid the monthly maintenance charge when you either:

• maintain a minimum average daily balance of $10,000 or more{{d131*}} OR,

• you have a MyChoice Premium Checking, Power Checking, M&T Select With Interest, or Advantage Checking Account on your service charge cycle date.{{d1261*}}

Enjoy convenient online access and monitor your account while easily avoiding monthly maintenance charges.{{d132*}}

• Compatible with Direct Deposit and M&T’s Easy Save, a feature that allows automatic transfers between M&T accounts – so you can save more
• Electronic statements to help keep you informed and in charge of your accounts

Is your child or grandchild under 18? Learn about the M&T Starter Savings Account{{d375*}}, where there is no monthly maintenance charge.{{d131*}}

• This account for your child is a great way for young savers to learn responsible money-management habits
• No minimum balance requirement to open the account and no monthly maintenance charge​​{{d131*}}