New York State Escrow Analysis Schedule

If your loan was acquired by M&T after March 2020 your loan will be analyzed yearly on your closing date anniversary. If your loan was closed by M&T after September 2020 your loan will be analyzed yearly on your closing date anniversary.



New York County Analysis Month Payment Changed Month
Albany March May
Allegheny January March
Broome February April
Cattaraugus April June
Cayuga April June
Chautaugua April June
Chemung April June
Chenango April June
Clinton April June
Columbia April June
Cortland March May
Delaware April June
Dutchess April June
Erie April June
Essex April June
Franklin April June
Fulton April June
Genesee April June
Greene April June
Hamilton April June
Herkimer April June
Jefferson April June
Lewis April June
Livingston April June
Madison April June
Monroe March May
Montgomery April June
Nassau February April
NYC-Bronx June August
NYC-Brooklyn/Kings June August
NYC-Manhattan June August
NYC-Queens June August
NYC-Staten Island June August
Niagara January March
Oneida April June
Onondaga February April
Ontario April June
Orange April June
Orleans February April
Oswego February April
Otsego February April
Putnam February April
Rensselaer February April
Rockland February April
St Lawrence February April
Saratoga March May
Schenectady January March
Schoharie February April
Schuyler February April
Seneca February April
Steuben February April
Suffolk January March
Sullivan February April
Tioga February April
Tompkins March May
Ulster February April
Warren April June
Washington April June
Wayne April June
Westchester February April
Wyoming April June
Yates April June