Let’s get started on your M&T CHOICEquity
You’re pre-approved{{d1551*}} for a special offer.
Apply in minutes using the Offer ID and Special Program Code sent to you by mail or email.
Apply before November 21, 2026 for this special offer
Special intro rate as low as
R1%
APR for the first six billing cycles
then
R3% to R4%
variable APR thereafter
+
$100
in bonus points (10,000) on your M&T Visa®
Put your home equity to work with a bank you know
Consolidate debt and reduce monthly payments.
Make your plans a reality from home improvements, vehicle purchases, tuition payments and more.
Choose a variable rate or lock in a fixed rate - both are typically lower than many unsecured borrowing options.
Get 24/7 digital access to your cash when you need it.
Put your home equity to work with a bank you know
Consolidate debt and reduce monthly payments.
Make your plans a reality from home improvements, vehicle purchases, tuition payments and more.
Choose a variable rate or lock in a fixed rate - both are typically lower than many unsecured borrowing options.
Get 24/7 digital access to your cash when you need it.
Apply in minutes
The application process for M&T CHOICEquity only takes a few minutes.
If you need help, call us at 1-866-236-9835. You can also drop by any M&T branch.
This special offer is good through November 21, 2026.
Please see below, under disclosures for the conditions of this offer.
Please have the following ready when you apply:
- Your Offer ID and Special Program Code sent to you by mail or email
- Your Social Security number
- Current income and employment information
- Information about your assets and outstanding debts
- A valid email address
YOU CAN CHOOSE TO STOP RECEIVING “PRESCREENED” OFFERS OF CREDIT FROM THIS AND OTHER COMPANIES BY CALLING TOLL FREE 1-888-5-OPT-OUT OR VISITING WWW.OPTOUTPRESCREEN.COM. PLEASE SEE THE PRESCREEN & OPT-OUT NOTICE BELOW.
PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll free, 1-888-5-OPT-OUT (1-888-567-8688); visit www.OptOutPrescreen.com, or write them individually at: Experian Target Marketing, P.O. Box 919, 701 Experian Parkway B2, Allen, TX 75013; Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123; TransUnion Corporation, Attn: Marketing Opt Out, P.O. Box 505, Woodlyn, PA 19094-0505.
