Save time and worry less with M&T Bill Pay.

Easily schedule bill payments with our complimentary service, so you can spend time doing more of what's important to you. 


Convenience, time and peace of mind with Bill Pay.{{d16*}}

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Save your time, postage and checks with digital payments  

Keep sensitive information like account numbers out of the mail 

Avoid late fees and worry less knowing your bills are paid on time 

Keep your account info with your bank, not at a third party site

Bill Pay Guarantee

M&T Bill Pay Guarantee{{d15*}} covers up to $50 of late fees if our online bill pay is late for your scheduled payment and the date you selected as the Delivery Date was no later than the date your payment was due.

Payments can be scheduled in three easy steps.

laptop select payee screen Select a Payee

Select a Payee

You will need account numbers and due dates for your mortgage, utility bills, car loan and any other accounts for which you'd like to use Bill Pay.

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Add Payment Details

Set up recurring payments. You have the option to change or stop payments based on what works for you.

Review payment laptop screen  Review & Submit Payment

Review & Submit Payment

See when your payment has been delivered successfully to the payee. 


Improving your financial understanding.

Set personal playlists for your unique situation and get step-by-step guides and advice for how to save for college, a house, your business or retirement. 

Learn More

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Secure Browsing

Look for a lock next to our web address and "https" at the beginning of our web address to indicate secure pages displaying your sensitive customer information. 

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Personal Information

M&T Bank never requests your personal information through email, U.S. mail or phone unless you initate contact or we are completing an application for you.

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M&T Bank will never send you an email requesting your credentials or personal information. If you receive this type of email, please forward to

Ready to get the M&T Bank app?

Download the M&T Mobile Banking app and manage your account your way.

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