Your student banking needs, all in one place.
Whether you're a student investing in your future or a parent helping teach financial responsibility, M&T can help jump-start the journey to financial independence.
Choose the checking account that's right for you.
EZChoice Checking
No Balance Requirements
Get the essentials you need with our most popular option.
Checking Account Features
- No monthly maintenance charge{{d832*}}
- No minimum balance requirement
- No minimum transaction requirement
Monthly Maintenance Charge
$0/month{{d832*}}
Waive the Monthly Maintenance Charge
No monthly maintenance charge to waive
MyWay Banking from M&T®
Great for Starting Out
A checkless account without the worry of overdraft fees.{{d1081*}}
Checking Account Features
- No overdraft fees{{d1081*}}
- Checkless account with M&T Debit Card
- No monthly maintenance charge with just one transaction{{d832*}}
Monthly Maintenance Charge
$4.95/month
Waive the Monthly Maintenance Charge
$0/month{{d832*}} with one or more transactions each monthly service charge cycle, such as a deposit, withdrawal or any debit payment.
Every checking account has something different to offer.
View the benefits and features side by side to easily choose the checking account that works best for you.
Banking that makes student life easier.
Designed to make managing - and spending - your money more secure and convenient.
Stay on top of your spending
Get real-time alerts so you—and your parents—can keep track of spending and account activity.
Lost your card? No stress
Lock it instantly in the app while you look—then unlock it when you find it.
Send money in seconds
Need to split lunch or pay back a friend? Use Zelle®{{d5021*}} to send and receive money fast.
Make it yours
Personalize your debit card{{d941*}} with a design that fits your style—because your wallet should reflect you.
Grow. Build. Learn.
Develop money management skills, build credit and grow your saving with M&T Bank.
Save more and watch it grow
Grow your savings with a Relationship Savings account and waive the monthly maintenance charge when you have an M&T personal checking account.{{d832*}}
Build your credit
With M&T Secured Credit Card, you can build your credit confidently, with a refundable security deposit equal to your credit limit starting at just $250.{{d1175*}}
Master personal finance
Learn about budget hacks, preventing overdraft fees and more with our online education and money management tools.
Relationship Savings Account
Grow your savings with a Relationship savings account and waive the monthly maintenance charge when you have an M&T personal checking account.{{d832*}}
Build your credit
With M&T Secured Credit Card, you can build your credit confidently, with a refundable security deposit equal to your credit limit starting at just $250.
Master personal finance
Learn about budget hacks, preventing overdraft fees and more with our online education and money management tools.
