Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.





woman using a smartphone and sitting with a laptop

Consolidated Payables

​Eliminate the need to prepare and send multiple payment files to M&T Bank by conveniently sending one file in a format familiar to your systems.




Simplify your payables process.

Consolidated Payables provides the ability to streamline and optimize the payables process through the transmission of a single file that combines Automated Clearing House (ACH), wire transfer, check (including printing), and Commercial Card payments.

Take advantage of Consolidated Payables’ many features and benefits.

Reduce costs and gain efficiency in operations by centralizing the origin of payments. Leave the headache of maintaining multiple payment processes, files, and transmissions behind you.


Improve your cash flow. Take the opportunity to speak with your Commercial Card Consultant to transition check payments to Commercial Card payments.


M&T offers acknowledgements that your file has been received, or rejected due to a format error. The file receipt confirmation helps you stay informed of your payments with a summary detailing counts and amounts per payment type.

Understand the Process

An infographic outlining the Consolidated Payments process

Consolidated Payables FAQs

Looking for previous day reporting capabilities?

M&T now offers this service in a variety of file formats and frequencies to provide you with critical account and transaction information needed to reconcile your account processes. Click here to learn more.






Get Started Today




You can include your instructions for Automated Clearing House (ACH), wire transfer, check (including printing), and Commercial Card payments all in one file.

During onboarding M&T Bank will provide you specifications for the file that you will submit to M&T via transmission.

You will receive email and/or transmission confirmation that M&T has received your file. The notification will include details of any initial errors detected.

Consolidated Payables is currently a straight-through-process only. Online approvals are not currently available, but are a planned enhancement.

Our team is happy to evaluate your current payables process and offer a solution. Please contact your dedicated Relationship Manager or M&T’s Commercial Service Team at 1-800-724-2240 from 8 am – 6 pm ET to find out more about how to benefit from Consolidated Payables.