Borrowing
Whether you’re interested in financing a home improvement project, consolidating high interest balances, purchasing a vehicle, or for other financial needs, M&T is here to help.
Borrowing Guides
Select from the borrowing topics below to be guided through an interactive, educational experience that gives you information on strategies, products, and behaviors that can help you plan to reach your goals.
Thinking about consolidating debt, paying off a balance, or looking into a cash back rewards card? Use M&T’s calculators to help you find the best option.
Thinking about consolidating debt, paying off a balance, or looking into a cash back rewards card? Use M&T’s calculators to help you find the best option.

Is Debt Consolidation Right for You?
If your debt is keeping you from reaching other financial goals, you may want to consider debt consolidation. We have outlined four criteria to help you decide.
Featured Products
Personal Loans
For a loan that meets your financial needs, it’s important to know your options.
Mortgages
You’re working on getting into your dream home. We’re here to help.
Credit Cards
Take advantage of valuable benefits like competitive rates, our rewards program and introductory offers.
Featured Products
Personal Loans
For a loan that meets your financial needs, it’s important to know your options.
Mortgages
You’re working on getting into your dream home. We’re here to help.
Credit Cards
Take advantage of valuable benefits like competitive rates, our rewards program and introductory offers.
Reach out today for tailored banking solutions from M&T Bank.

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