We're here to lend a hand.
Whether you're looking to fund a home improvement project, consolidate your high interest balances, purchase your dream vehicle, or maybe you just need extra cash, we're here to help.
Lines of credit
A line of credit gives you the flexibility to use the funds as you need, and pay back the amount you use.
M&T Visa® credit cards
Apply for an M&T Visa® Credit Card today to take advantage of valuable benefits like competitive rates, our rewards program and introductory offers.
M&T CHOICEquity HELOC
Make your home work harder for you. Our CHOICEquity line of credit is there when you need it, with the option of variable and fixed rates.
Overdraft line of credit
An overdraft line of credit helps protect you when your checking account runs dry and allows you to continuously access funds within your approved credit limit.
Personal loans
Fixed interest rate means a predictable monthly amount to help simplify your life.
Personal loans
Take a look at M&T Bank's competitive rates and loan options to find a personal loan that suits your needs.
Auto loans
Car or truck shopping? Whether you're buying new or used, apply for an M&T Bank auto loan with a quick approval process.
Marine & RV loans
M&T offers competitive loan options for boat, motorcycle, and recreational vehicles to help take you where you want to go.
Student loans
When federal student aid is not enough, explore student loan options to help you pay for education.
Personal loans
Fixed interest rate means a predictable monthly payment to help simplify your life.
Unsecured loans
Get the funds to pay for what's important to you—whether it's a home repair, wedding, or sudden medical bills. With M&T Bank's unsecured personal loans, you can borrow without collateral—at fixed monthly payments.
Secured loans
Already have an M&T Savings Account or Certificate of Deposit? Borrow up to the total amount of your balance. With competitive fixed-interest rates, cash secured loans help you access funds, while also building your credit!
Auto loans
Wherever the road leads, M&T offers auto loans built around your needs—with financing for new or used vehicles. Get competitive rates, flexible terms, and monthly payments designed to fit your budget. Quick approval process!
Boat, motorcycle & RV loans
When adventure calls, start with boat and RV loans from M&T. With a fast, online application, attentive service and personal support, you'll be on the road--or waves—in no time. Also applies to motorcycles, snowmobiles, jet skis or ATVs.
Student loans
Invest in your future with student loans from M&T. When student aid, scholarships and grants aren't enough, explore competitive options, helpful resources, and guidance to help you move forward with the support you need.
Lending calculator library
Looking for a way to calculate your unique lending needs? Explore our calculator library to help you answer a variety of lending-specific questions.
Financial Education Center
Whether you are creating a household budget, starting a business, paying for college education, or saving for retirement, M&T can help.
There are two ways to build your financial literacy – browse a library of relevant topics or simply answer a few questions and receive custom resources based on your current needs and future goals.
Looking for a way to calculate your unique lending needs? Explore our calculator library to help you answer a variety of lending-specific questions.
