How to Pay your M&T Loan, Line or Credit Card

Choose the most convenient way to make your payment.

Personal Loans (unsecured, cash-secured, auto, boat or RV loans)

Online. Log in to your M&T Online or Mobile Banking to set up one-time or recurring transfers from your M&T checking or savings account. Not enrolled? It's easy to sign up.

You can also make a one-time payment from a non-M&T checking or savings account. Explore our interactive demo to learn the step-by-step details.

By Phone. Call  1-877-686-8424 to make a one-time payment with our automated payment assistance system. Speak to a representative to set up automatic recurring payments..

In Person. Stop into any M&T branch and we can help you set up one-time or automatic recurring payments. 

By Mail.

  • Monthly payment by regular mail: 
    M&T Bank, P.O. Box 64679, Baltimore, MD 21264-4679
  • Account payoff or to overnight a monthly payment:
    M&T Bank, P.O. Box 69003, 1800 Washington Blvd, 8th floor, 
    Baltimore, MD 21230

 

Still have questions? Learn more about how your M&T personal loan payment and interest are calculated.

 

M&T CHOICEquity (Home Equity Line of Credit) and Overdraft Line of Credit

Online. Log in to your M&T Online or Mobile Banking to set up recurring transfers from your M&T checking or savings account.

By Phone. Call the following numbers to make a one-time payment with our automated payment assistance system. Speak to a representative to set up automatic recurring payments.

In Person. Stop into any M&T branch and we can help you set up one-time or automatic recurring payments.

By Mail.

  • Monthly payment by regular mail: 
    M&T Bank, PO Box 62146,  Baltimore MD 21264-2146
  • Account payoff or to overnight a monthly payment: 
    M&T Bank, 499 Mitchell Street, Millsboro, DE 19966

 

Still have questions? Learn more about how your M&T CHOICEquity payment works.

Personal Credit Cards

Online. Log in to your M&T Online or Mobile Banking to set up one-time or recurring transfers from your M&T checking or savings account. Not enrolled? It's easy to sign up.

Explore our interactive demo to learn how to make one-time payments from your M&T checking and savings account.

By Phone. Call 1-866-279-0888 to make a one-time payment with our automated payment assistance system. Speak to a representative to set up automatic recurring payments.

Branch. Stop into any M&T branch and we can help you set up one-time or automatic recurring payments.

ATM. You can also stop by any M&T ATM to make a one-time payment. 

By Mail.

M&T Bank
Credit Card Payment Processing
PO Box 62014
Baltimore, MD 21264-2014

Resources

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Financial Education Center

We have the resources and tools you need to help you make the right choice for your goals.

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Manage Your Cards

Take charge of your card with M&T's self-service tools. With our built in security features, it’s the convenient way to stay in control and help keep your card account secure.

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Automatic Recurring Payments

To ensure the right amount is paid on the due day, complete an authorization form to set up a monthly automatic recurring payment at our contact center or in branch.

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Repayment Assistance Options

If you’re experiencing hardship, there are many ways we might be able to help provide assistance.